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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
What is the most unusual maintenance project done once each year in the United States?
A
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
Jim Everhart Team REMAX 100 10665 Stanhaven Place White Plains, MD 20695 Office: 301-893-3984 Cell: 301-643-3298 Toll Free: 866-350-3984 Fax: 301-843-9656 Email: jimeverhart@NUMBER1EXPERT.com business: mrsoldjim@aol.com
Jim Everhart offers professionalism and satisfaction to his clients, buyers and sellers alike. He is a multi-million dollar producer with 20 plus years in serving the Southern Maryland area with RE/MAX 100 Real estate office in White Plains, Maryland. Making your transition from one home to another easy and unstressful is his job. Visit him at the RE/MAX 100 website or email Jim and speak to him personally. You won't be disappointed!
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