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Welcome to Jim Everhart's website! Here, you will find important information to help you in your search for a home, investment property, land, etc. We specialize in the following areas: Waldorf, La Plata, Hughesville (all cities in Charles County, Maryland); Mechanicsville, Lexington Park, Leonardown, California (All cities in St. Mary's County, MD); Prince Frederick, Huntingtown, Lusby, and Solomon's Island, located in Calvert County, MD; Fort Washington, Accokeek, Clinton and Temple Hills located in Prince George's County, MD; Odenton, and the Annapolis area in Anne Arundel County, MD; and King George, Dahlgren, Colonial Beach located in King George's County in Virginia. We hope that you will learn lots of important information from our website to help you with all your real estate needs! Please contact us for any further questions you might have at anytime or to schedule an appointment. We look forward to working with you and becoming your real estate team for life!
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WE WANT TO PERSONALLY WELCOME YOU TO OUR WEBSITE!
We have had the pleasure of helping buyers and sellers from Charles, Prince Georges, Anne Arundel,Calvert and St. Mary's Counties in Maryland as well as King George County in Virginia. You will find our site to be very helpful and very easy to navigate. Whether you are in the market to purchase a home, thinking about selling your current home, or relocating to the area you can access and view homes and/or information to help you make the transition and transaction so much easier. Let us introduce you to our Counties! In Charles County you can find fishing, dense population of nesting Bald Eagles, approximately 150 miles of shoreline, restaurants that serve sumptuous seafood, golfing, and plenty of wildlife. You will enjoy the natural beauty, all less than one hour from our nation's capital and historic Annapolis. We are pleased to welcome you to Charles County, a community on the grow. Charles County is a community that respects heritage while welcoming and celebrating the diversity of new residents. We are blessed with a natural environment that still includes beautiful open spaces, rural areas, wildlife and wildlife habitats, scenic rivers, and waterfront vistas. We are also proud of our growing urban areas and the amenities and opportunities that are part of smart growth and dynamic development. St. Mary's County is where you will find historical sites such as Dr. Samuel Mudd Home Museum, St. Mary's Catholic Church, Popes Creek, Port Tobacco Courthouse, Smallwood Retreat House, Thomas Stone National Historic site, and many others. Today, St. Mary's County is home to the Naval Air Station Patuxent River. Major tenant commands include the Naval Air Systems Command Headquarters (NAVAIR), Naval Air Warfare Center-Aircraft Division (NAWCAD), and many other tenant activities known as leaders in aviation and advanced technology. Tackle the great outdoors or enjoy a bushel of crabs. By land or by sea, discover the best of the old and the new in St. Mary's County.
Anne Arundel County borders the beautiful Chesapeake Bay and is equidistant from Washington D.C. and Baltimore. With over 534 miles of shoreline, the County furnishes waterfront living to many residential communities. The City of Annapolis, the State Capital, has been named one of the 10 best places to live in the United States. The city's historic district is a major tourist attraction and gathering place for dining, shopping and entertainment. Anne Arundel County is rapidly becoming a major center for national and international company headquarters. The Baltimore-Washington International Thurgood Marshall Airport (BWI) is the fastest growing airport in the region and hosts a number of international and domestic carriers. The BWI area, located in the northwest section of the County, is a hub of commercial and industrial development supporting 50% of all jobs and 57% of all companies in the County.
In Calvert county you can commune with nature while you view Smithsonian sculptures at Annmarie Garden, Peruse a farmers market and watch local crafts being made at the Calvert county market, meander the boardwalks at Chesapeake Beach, North Beach, Solomons or Battle Creek Cypress Swamp. Learn about the Bay at the Chesapeake Beach Railway Museum, hunt for fossils, paddle the Chesapeake Bay and the Patuxent River. You can visit a one-room schoolhouse, discover a local band at free open air concerts throughout the county. Study over 100 species of birds in their natural habitat, catch fireflies, open your eyes to beautiful old barns recently named on the National Board of Trust for Historic Preservation list of the 11 most Endangered places, visit the Arthur Storer Planetarium, watch sailboats race, spend an afternoon fishing or crabbing. Explore the sites on the newly designated Star-Spangled Banner Trail and so much more! King George County is a county located in the U.S. state — officially, "Commonwealth" — of Virginia. Its county seat is King George located primarily on Courthouse Road. The county's largest employer is the U.S. Naval Surface Warfare Center Dahlgren Division proving ground facility at Dahlgren, Virginia, which is adjacent to the 2-lane, 2-mile long Harry W. Nice Memorial Bridge carrying U.S. Highway 301 over the Potomac River There is lots more to explore and with the Jim Everhart Team's help, experience, integrity and track record, we can get you on the path to fulfilling your dream-homeownership. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on the site for free and without obligation. Why? We want to be your real estate agents. We will help you find the best home in your area within your price range. And, together we will sell your home, for as much as the market will bear, and as quickly as possible. Let the Jim Everhart Team help you find your home! - Jim Everhart Team  |
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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What is considered one of the key elements of the American dream?
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Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. |
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"Jim Everhart is the person I want to help me! The sale of my home went so smoothly because Jim walked me through everything". Read Quote > View All Quotes >
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